| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/10/2007 7:59:15 AM | | Paycheck to paycheck ... is how I live and most Americans do the same. My future has plans and dreams. But I will always live paycheck to paycheck its called realty. Doesnt mean I dont want more. Most ppl work hard for there money. Try enjoying the little things in life. Bills will always be there... | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/10/2007 12:32:30 PM | | I make a pretty good living. But after more than 1/3 of my check is taken out for taxes and such, and depending on what time of year it is ( heat), there are weeks where there is no extra. I do save a little of each paycheck, but that doesn't get touched for any reason what so ever. So there are times when it's check to check. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/10/2007 12:50:14 PM | I think the better question is ..." Would you want to be with a woman who is superficial and ignorant to the problems facing a majority of single adults today???"
My question to you is did you have a "bling-bling" shovel you pull out after the 3rd date for your gold-digging?????
Don't rely on others......makes you look weak.... | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/10/2007 1:21:41 PM | | The paycheck-to-paycheck thing doesn't bother me at all, I do it most of the time myself. But not taking care of himself? No way. Total dealbreaker, in my book. He doesn't have to be some freaking steriod-enhanced Adonis, but if he never gets off the couch, we just aren't compatible. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/10/2007 3:27:33 PM | Why not?! I live paycheck by paycheck.. as many of us do. How about yourself?! It really doesn't seem like a good reason not to want to be with someone.. unless you're a materialistic person that needs to have money to equal happiness.
Sure, money makes the world go round, and unfortunately we need it to survive.. so sure, financial security is always a good thing.. but at least the guy is working! Give him a break. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/20/2007 12:24:12 PM | Give the girl a break! I think she's perfectly aware that most people aren't decended from royal families! I don't think many of you get the point of the post...
When someone is living "paycheck to paycheck", it just means they don't SAVE their money; they spend it all as soon as they have it. It doesn't mean she's looking down on the working class.
I on the other hand, have a WEEKLY paycheck (Now, I'm not saying I make a lot; well at least not yet), but I DON'T live "Paycheck to Paycheck", because I actually allocate some funds to savings and investments (instead of blowing it all in the name of "having fun").
Here's an article I found on MSN:
Do you live paycheck to paycheck?
I hope this clears things up for everyone who flamed the OP... Because the topic was about FINANCIAL RESPONSIBILITY, it's not about not being able to make enough money every week. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/20/2007 12:31:49 PM |
I mean if a guy is living paycheck by paycheck that means he doesn't have any plans for future and doesn't take care himself at all. Would this be a turn off for you?
Many women function this way. I find it a turn off. Most, if not all the women I have dated hold college degrees, usually graduate degrees... have good paying jobs. Yet they are mired in hideous credit card debt, have large auto loans and nothing in any type of retirement savings plans. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 12:08:20 AM | I agree, Charliemcsd, it absolutely stuns me to know the many people who "make good money" and yet still live paycheck to paycheck with NOTHING put back for a rainy day. There have been times in my life when I did live day to day, pay to pay, but I quickly put a remedy to that by living beneath my means, not above them. I saved something for emergencies.
I am not "wealthy" by any stretch of my imagination and yet, it also stunned me to know that I am among the "wealthiest 2% of the US population" because I have a positive net worth. ANY amount of positive net worth puts a person in the top 2% of the US population. Which means that 98% of people in the US owe more than they own. That is scary!
Yet, I drive by miles and miles of new homes, on which many people have a 125% mortage, with a couple of $40,000 SUVs sitting in the drive way, homes furnished with big flat screen TVs and furniture they bought "with no money down" and "no payments till next year"---
I couldn't sleep at night if I owed that much money and knew that if I broke a leg and couldn't work for a month or two I would lose it all, especially at my age (60). I retired at 58 because I didn't owe a soul a dime. I pay my credit cards off each month and therefore don't have to pay 20-35% interest on the charges on my cards, I drive a paid-for automobile until it dies of old age, live in a paid for 4-bedroom home, furnished with paid-for furniture, and don't buy anything I can't afford to pay for at the time I buy it.
I realize that raising a family is "expensive" today, but if you live within your means, and don't buy things you really don't need, or try to "keep up with the Joneses" most people can get by reasonably well and still save a few dollars each month (barring bad health or some other unpreventable problem).
Would I date someone without a lot of money? Yes. Would I date someone with a big load of debt for lots of toys? A RESOUNDING NO! | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 12:24:01 AM | | well i think a lot of us are living paycheck to pay check. i do . i have no money to put aside. i have no big TVs or cars or a house or anything like that . if you are not going to date someone because he is not rolling in it you are very shallow and i dont use that word a lot. if a guy likes his job ,can support himself and is not drowning in debt then what do i care how much he makes. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 1:20:45 AM | Yes, I would. I have seen what money can do to a man and I would rather live with a pauper than live with a rich snob. We all need money to get through life and I believe in saving as much or more than anyone. Money can't hold us at night, tell us they love us or treat us kind and care if we get sick. It is a shame to have to live alone because the man, (you use to love) cared about his money and possessions more than he did about you. I would much rather live in a small house with a tin roof, (in the middle of the wilderness) and have love, than to live in a castle, (with a king and many servants) who could give me anything, but love. I am happier living by myself than with a rich man who is a snob. If I ever get married again the guy will probably be poor. It would please me better if he was. At least maybe he would appreciate me and we could have something working together. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 2:44:13 PM | TO Define "living paycheck to paycheck"-- it doesn't matter if someone makes $200 a week or $200,ooo a week, if they spend MORE THAN THEY EARN, they are poor-- if they OWE more than they OWN they are poor. The guy making $200 a week who is NOT IN DEBT, and lives within his means is 'RICHER' than the guy making $200,000 a week if the guy with 'more" money spends more than he earns. The guy living in a "tar-paper shack with a tin roof" may be among the richest 2% of people if he has no debt, and the guy living the "high life" may be only one paycheck off of bankruptcy.
"Having" a lot of "toys" (that you owe on) is to me not important, I'd rather have the paid for tent than "a mansion on a hill" with a big debt.
It isn't how MUCH you make as much as how much you SPEND--and are you responsible with what you do make? "Things" don't make pe0ple happy. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 3:47:41 PM | If you are dating a man for his money only, then you are the one with the problem. I personally have no interest in money, it holds no place in my heart. I have seen it turn decent humane people with good hearts into... a richer version of themselves who have no morals. It is rather sickening
But as for the question, if I like him, you better be sure I would date him. Paycheck to paycheck or not!  | |
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diz73
| Joined: 3/25/2007 Msg: 217 | |
| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 4:06:28 PM | | it would certainly depend on what that meant. most of the people i know around here, no matter what their earnings, are living 'pay cheque to pay cheque'. if they were to lose even one month's wages, they would be up the creek with the credit bureau. so what exactly does that mean? how much should a person have in savings? how much is considered 'dateable'... but if someone was capable of making a higher earning and couldnt be bothered, i think thats different. then some people have low paying jobs but REALLY like what they do, so why should they be forced to change just to have more in the bank. there are many different levels to this. i know so many couples who are both in high-earning jobs, but they have the mortgage, at least two new cars to pay off, hot tub, huge 5th wheel motor home, boat.... none of it is out-right owned, so while they may appear to have more money, they may actually not. im not sure whats worse - living pay to pay and not having savings but not having credit debt, or having lots of 'things' and a high job, but owing just as much as is earned (and more)....i live pay cheque to pay cheque so i wouldnt want to judge someone else for it - plus i wouldnt want to seem like i was looking for a guy who could 'keep' us by asking about it. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 4:24:04 PM | You cant help who you fall for. I was seeing a guy that lived pay check to pay check but out of that he had to pay child support, rent and his flatmate was free loading so he had to pay that. He never had any money but i looked at it in the respect that atleast he was out there working and not bludging off the goverment. I didnt mind that he had no money infact i used to bye him food and smokes and petrol and take him out for dinner every week cause it made me sad that he was working and coudlnt do that stuff for himself. And i also didnt mind spending money on him if it ment he could save what little he had left each week to spend on his little boy as that little boy is the most important thing to him and i didnt want him to be deprived of being able to do things with him and to spend time with him. I liked him for him not for how much money he had in the bank he was a great guy and money shoudlnt be something you use as a judge of character. | |
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diz73
| Joined: 3/25/2007 Msg: 219 | |
| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 4:45:25 PM | | :) thats precisely my point essie, until you find out the reason(s) for the perhaps less-than-ideal income, people really shouldnt judge. a guy can look rich but have almost nothing when you get right down to it. an old friend of mine moved in with such a guy, and when he got hurt at work and lost half his pay to go on disability, all of the 'things' he had accumlated had to be sold or given back because he couldnt afford the payments. i look more at if people are living according to their means, not how many credit cards and payments they can get approved for. savings is always a good idea but sometimes things happen in life that you cant control and its pretty sad to pass someone by due to their earnings, imo. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 6:17:32 PM | I just wanna post a comment in regards to the OP's first post. I dont think it is fair to base attraction on someone based on the size of their bank account. I have meet some very sweet very amazing and very smart men who live paycheck to paycheck who still pay their bills and work hard. And just because they live this way does not make them drop kicks does not mean they dosnt have goals in life and does not mean they are losers. And also i would like to add i live week to week paycheck to paycheck and i have a degree and i am only 20 and i dont not consider myself a loser at all i have goals and dreams. I pay my bills and always have food in my cupboard. I am caring and i carry myself well and i think it is unfair to judge people purley by the size of their wallet and bank account. Besides if you want money so badly dont find a guy with money get off your ass and earn it your self it would make you feel a hell of alot better about yourself. | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/21/2007 6:31:43 PM | | Generally speaking, most people live paycheque to paycheque as they are starting out. Sometimes circunstances may prove to make it impossible to gat away from the cycle (sickness/divorce/job realities). They may have a small savings account for emergencies et vetera, but pay to pay may be the reality. Sometimes people never get out of it till they meet a significant other and resourses are pooled, and with selective purchasing and not going for the gold before it is within reach, they come ahead. However, a persons datability should not be measured by this. The fact that they are trying is a sign of character in itself. | |
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jimi77
| Joined: 7/13/2004 Msg: 222 | |
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| Would you have a relationship with a guy who's living paycheck by paycheck? Posted: 4/22/2007 11:01:53 AM | if a guy likes his job ,can support himself and is not drowning in debt then what do i care think of it like this . I live paycheck to paycheck . NO I will not be rich working at goodwill . BUT , I am happy at what I do . that what means alot . some workat jobs they hate and they end up leaving them . at least I don't owe money . sure I live with parents . that only to be there to help them . Think of the worst jobs . those are the ones we sent overseas . would It matter if , she made more then me no . | |
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