| council estate v home owners
Posted: 5/13/2007 12:22:05 PM | Princess Fiona I seriously take my hat off to you and I totally understand that when the system is needed for individuals it does not help.
I myself was never went to College or University from school. I worked fulltime from the age of 16 doing a YTS job and then went to evening classes to firstly get my A levels and then to get my degree.
It was tiring, but I put myself out for my future and I did have the full support of my parents so very lucky in that way. | |
|
| council estate v home owners
Posted: 5/13/2007 12:23:25 PM | Right that is it!
All you women that have had children and have been left looking after them on your own then what option do you have, after all it's only bricks an mortar.
What makes my blood boil, is people not wanting to make something for themselves, their future. I'm on about people that dont learn a lesson the first time round, and stop having babies until they're in a better positon and can pay for their rent. Then majority of people living in social housing these days make tax payers pay for their rent and it is just not right. I work so hard and a third of my wages in tax is paid for people that don't think ahead! | |
|
| council estate v home owners
Posted: 5/13/2007 12:25:55 PM | I can't really comment on that one as I am non UK resident for tax purposes lol
My house is there though and I have 3 months a year at home. | |
|
| council estate v home owners
Posted: 5/13/2007 12:27:07 PM | Piewhacket,
Your not lucky you have worked hard for yourself, be proud of you.
I have a mortgaged and it is sooo hard affording the bills, but hey even if circumstances prevailed, there is no way the council would give me a house!!! I would have to live on the streets for a long time. | |
|
| council estate v home owners
Posted: 5/13/2007 12:30:48 PM | Glad you made that clear re a private estate Kinky because I was just about to living on one myself.
How did I do this in life, geeeeeeee let me think - I married a man who lived on one of the most notorious council estates in England, he was brought up there, he was even offered a scholarship at a fantastic private school, but his parents turned this down. He was a grafter though. So for all out there that seem to think I have a "problem" with someone living on a council estate, I dont!!~~
We both worked 3 jobs when we first bought our property to make ends meet and start a life together. That's right only Thursday nights together all the other time was College evening classes or working and that includes the weekend. He more than I was determined never to return to a council environment in which generations of his family have been brought up. | |
|
| council estate v home owners
Posted: 5/13/2007 12:35:26 PM | | I lived in a council house for years, then I bought it, then I sold it and bought a lovely house, the one I live in now. My mortgage is lower than the rents on council houses. I feel Ive done well and Ive worked all my life to get what I want. You cant tar everyone with the same brush. | |
|
| council estate v home owners
Posted: 5/13/2007 12:49:14 PM | Thanks Domino appreciate so positive feedback.
It is very tough at times I do agree, but hey we keep going don't we, but also what you said about circumstances changing, no we wouldn't get one for a long time because we don't know the system, we're not an illegal immigrant, we don't have any other benefits, oh the list is endless.
As always in this country those that do deem help don't get it and those (the majority) that don't need it get all the help they want.
I think now I had better come off this thread and put on a bullet proof vest. Honestly though I have read all the comments and there have been some very good responses from people who do live in council estates and believe it or not I happened to listen and take in their views. | |
|
| council estate v home owners
Posted: 5/13/2007 1:51:25 PM |
Oh and the difference is people who own or have mortgages are taking responsibility for being an adult and not expecting the state to give them a handout.
Oh i would so love to know how you came to the conclusion that you are getting a handout if you live in a council house... Puhllllllllllleaseeeeeeeeeeeeeeee. I pay rent for goodness sakes!!!!!!!
Your bragging about your mortgage being more a week than the monthly rent isnt actually impressive at all my dear, i dont think anyone is actually bothered.
Have you ever considered or thought about the current house prices?? I couldnt afford a mortgage in this day and age on my wages at all so for now i live in my council house, paying my rent, living in between 2 couples who live in their council houses who go to work and pay their rent, while our children are tucked up in bed rather than sitting on their bottoms on the kerb throwing bottles at passing cars.
In my opinion, your attitude shows me that money might buy you a nice house but cannot buy you actual intelligence enough to not generalise | |
|
| council estate v home owners
Posted: 5/13/2007 2:02:35 PM | Definitely the people not the place where they live.....very narrow minded if people do think because you own your own home your better than someone who lives on a council estate.
I'm waiting to hear whether i have the permission to buy my house, surveyors have been round, just a matter of waiting for the go ahead, or not. Home is what you make it, and it's our own castle.
Oohh just to add something here, where i live, the people who don't want to help each neighbour, are the ones who have bought their homes. My friends who don't own their homes, are in and out each others houses, including mine....and when we need support we are there for each other. Maybe a class difference ....but i don't tend to mingle with most of the neighbours, i choose my friends very carefully locally. | |
|
| council estate v home owners
Posted: 5/13/2007 2:10:05 PM | What makes my blood boil, is people not wanting to make something for themselves, their future. I'm on about people that dont learn a lesson the first time round, and stop having babies until they're in a better positon and can pay for their rent. Then majority of people living in social housing these days make tax payers pay for their rent and it is just not right. I work so hard and a third of my wages in tax is paid for people that don't think ahead!
what this thread got to do with single parents, there is always one who has to bring that up,, okay bit of information for you, out of the £97 .7billion that gets paid out on benifits every year £3.5 billion of that goes on benifits to lone parents, that leaves a whole £94.3 billion of benifits that get paid else where. so before you start slating lone parents on benifits and how much of it goes towards them have a look at the figures, google the governmet website and it will break it down for you. | |
|
| council estate v home owners
Posted: 5/13/2007 2:41:36 PM | Punkie,
Where abouts in my post did i mention anything about single parents. I 'm talking about everybody. The houses beind where is used to live has like minded couples/spouses. None of them were single. | |
|
| council estate v home owners
Posted: 5/13/2007 2:49:29 PM | Right now friends of my mothers are ripping the system off. They are married and now have turned 60, so they have their pension that we all have paid for.
I knew them since i was 6 yrs, they have both never worked. They live in a council houes and pay no rent. They are hypochondricas how have worked more than 2 weeks in their life. They know how to work the system (believe me they do, it takes me 2 weeks to get a Doc's appointment - them 2 hours) They are both registered disabled !! Nothing wrong with them.
The woman went out and spent £500 on a wedding outfit!!! as her step son is getting married this year.
She says "as i get into my older age, i prefer the finer things in life, good quality cothing"
I felt like saying no problem i'll pay for it for you, and your rent and you credit card bills when you decide not to pay them, and leave them when you die or go bankcrupt! | |
|
| council estate v home owners
Posted: 5/13/2007 3:05:34 PM | Bit of a muddled question, cos many on council estates do own their own houses now.
I know of people that were brought up on council estates and were dead common, with few social morals. They then made a load of 'dirty money' and bought themselves houses now worth over half a million. Now they may have nice houses with all mod cons, but they still behave like scummers.
Others I know are still renting on scummy council estates but I would be happy to have them as neighbours.
I never think that class depends on where you live, or what you own, it's more to do with how you behave and the standards you set for yourself in life. Unfortunately, the fact is, that many on council estates do not have many standards, and I think the benefit system in this country encourages this. | |
|
| council estate v home owners
Posted: 5/13/2007 3:18:42 PM | I've lived in Council Accommodation all my life, even when living with my parents. They both had decent jobs and although they are divorced now, they each still live in Council Accommodation.
I'm a Single parent and ok I only work an hour a day as a dinnerlady, I'm still providing for my children and bringing them up the best I can. I've never been in trouble with the law and people are always saying how polite my children are when they go out. It aint the accommodation you live in that causes trouble, it's down to the individual. As for employment, I recently attended a back to work interview and when I enquired about working full time, my advisor said it wouldn't do me any favours as I would totally lose out!
Every adult has to take responsibility for there own actions, and luxury aint everything.
Just because we live on Council Estates, it don't make us any different to any other person. | |
|
| council estate v home owners
Posted: 5/13/2007 3:20:36 PM | | Maybe its just the way i was brought up but i could never go out with anybody that had cor blimey trousers in theoir wardrobe | |
|
| council estate v home owners
Posted: 5/13/2007 3:39:47 PM | hmmm council estate v home owners....
there is a lot of private homes build around the council estate which i live on, which i might add im happy to do so, i was a single divorced mum, with two young children so i was more than happy to recieve good quality housing from my local authority, the estate where i still live is well maintained, has a great community feel and all the homes are well looked after, and i really dont see what the difference is, obviously if you are on a low income ,or are unemployed or for any other reason you cant affford to buy your own home ,you luckily are given somewhere to live, some folk have no choice, and as for class... well there is a huge privately owned house,down the road from me, and its owners are a disgrace, drug dealers, and crims every one of them, so as my old dad said, dosent matter where you live..but how you live.....!!!: | |
|
| council estate v home owners
Posted: 5/13/2007 3:49:04 PM | And just to add to my last post, fot the record , you are a snob, and i think your silver spoon that you profess never to have had,but obviously wished you did have, has been wrongly placed........... What a very victorian and i might add rather old fashioned attitude, council tennants tent to be anti social... not a snob | |
|
| council estate v home owners
Posted: 5/13/2007 4:41:24 PM | I don't assume that folk living on a council estate are one thing or another. The same way I don't assume that folk owning their own house are one thing or another.
My parents neighbours, who own their own house, don't look after it as I would have thought that they would, if you like, it looks like a council house (just to follow the sterio type, I know there are well looked after council houses).
I rent, but I look after my house as though it's mine, which it will be one day. My ex-partner treated it like she didn't care, like it was rented if you like.
I won't date anyone else from a council house background because, in my experience, they don't have the same values as I do. My experience may be narrow and not typical, but if you don't live and learn, who is the fool? | |
|
| council estate v home owners
Posted: 5/13/2007 4:46:14 PM | MSG 1
yes there are some rough people about,why do people assume they are from a council estate?
Because generally, the rougher people tend to come from the lower social strata, and they tend to live in houses provided by the council.
This does not mean that there aren't decent people living on council estates, before anybody screams at me.
I have a very rich spoilt friend who lives in luxury because her parents pay for everything she desires,she looks down at people and thinks she is better than anyone else.... I would date a person from a council estate any day over someone like that
Yet she remains your friend?
Besides, at no point do you state that your friend is 'rough'.......is that because she isn't? | |
|
| council estate v home owners
Posted: 5/13/2007 11:05:51 PM | FoxyMoron - Do you mean to say when sitting on the kerb near you they throw bottles at passing cars, thats a new one on me!!
With regard to how much (I) pay due to deciding to have a child and making sure I made every provision for that child - if you read all the responses in this forum you would have seen that someone specifically stated their rent amount per month and when they did this they were saying that it was a fair whack. I was merely pointing out that, I would presume the house they are in is a 3 bedroom and to pay that much is subsidised by the GOVERMENT!!!!!
How about part buy part rent, anyone thought of doing that who is renting council?? | |
|
| council estate v home owners
Posted: 5/13/2007 11:39:03 PM | ^^Don't know if you mean me, as i mentioned how much i pay rent a month. I pay full whack, i receive no help to pay my rent because i work full time.
I'm in a 2 bedroom house, that isn't even bricked! But they find the nicest house in my band, and charge us all the same.
My area is in a regeneration programme where once they start rebuilding houses, it will be half rent/half mortgage. But because there are 100's of families to be moved first, it would be a few years before i could access the new homes in this area.
That's why i'm looking to buy quite possibly this year, fingers crossed. But once i am a home owner, it certainly won't change who i am. | |
|
| council estate v home owners
Posted: 5/13/2007 11:43:06 PM |
I was merely pointing out that, I would presume the house they are in is a 3 bedroom and to pay that much is subsidised by the GOVERMENT!!!!!
How is that subsidised by the government??? It isnt actually, it is only due to the huge and pathetic rise in the prices of houses that people actually are paying £175,000 for a tiny two bedroomed house nowdays!! Again, you generised. I have a tiny two bedroomed house and my rent is £320 pm. A few years ago (well more than a few) i could have got a mortgage for a 2 bedroomed house for less than that.
But if we part buy part rent we are still going to be council dwellers.... so how does that suddenly make us superior to the people living next to us?
Do you mean to say when sitting on the kerb near you they throw bottles at passing cars, thats a new one on me!!
If you chose to, you could have quoted my whole comment which shot apart your arguement about kids that live in council houses and the bizarre almost frantic attempts you have made in attempt to generalise and belittle.
Maybe you are hiding something deep from your past that you are trying to bury?? An upbringing in a council house that you feel ashamed of maybe? Just a theory | |
|
| council estate v home owners
Posted: 5/14/2007 12:01:42 AM | Foxymoron you clearly state in your first paragraph that "a few years ago I could have got a mortgage for a 2 bedroomed house for less than that". So could I, infact I did, so why didn't you then because with house prices rising it now would have been worth a tidy sum as an investment for your future?
Oh and the other question, no I was not brought up in a council house, my Aunt got a Council House when she got married pregnant in London and my Uncle immediately went on to get The Knowledge to become a taxi driver. Once he obtained the Knowledge (after going around on his bike for 2 years in the rain/sunshine with maps) and bought his own Taxi they were out of the Council House and built their own property.
If you had read my previous thread, which you obviously didn't before commenting, you would have seen that I married a fantastic man who was born and bred on a council estate.
I do NOT have a problem with people in Council Housing, but I do have a problem with people who have children, expect the Government to house them and then either just stay on the dole because with all their benefits it isn't worth going out to work or people who have gone to work, earn a good wage and yet still decide to stack up the system which is trying to house people because they don't want to stand on their own two feet and get a mortgage. | |
|
| council estate v home owners
Posted: 5/14/2007 12:09:12 AM |
I do NOT have a problem with people in Council Housing, but I do have a problem with people who have children, expect the Government to house them and then either just stay on the dole because with all their benefits it isn't worth going out to work or people who have gone to work, earn a good wage and yet still decide to stack up the system which is trying to house people because they don't want to stand on their own two feet and get a mortgage
What you clearly cannot answer though is why you made the silly insinuations before about people that live in council houses, the way you portrayed them to be lower than yourself...
Foxymoron you clearly state in your first paragraph that "a few years ago I could have got a mortgage for a 2 bedroomed house for less than that". So could I, infact I did, so why didn't you then because with house prices rising it now would have been worth a tidy sum as an investment for your future?
Well im not as old as you so you may well be talking about a time before i was, if you AGAIN chose to quote someone incorrectly you omit the most relevant part which said it was actually more than a few years ago in brackets....
this was the whole quote
A few years ago (well more than a few) i could have got a mortgage for a 2 bedroomed house for less than that
The important part being more than a few
I was living at home with my parents in those days, until i was 23....
You seem to think that everyone should be making the same decisions as you, not everyone is actually sure enough about their position at work etc. to ensure that they can afford a mortgage with the ever growing increase in interest rates... Mind you i probably wouldnt know about that so i will go back to my fish-wife-hollering-over-the-fence-at-the-neighbours behaviour and beating my 19 kids (all by different dads of course) with a shoe.... all of this behaviour would miraculously disappear if i suddenly bought a house of course | |
|
| council estate v home owners
Posted: 5/14/2007 12:36:30 AM | Oh my goodness FoxyMoron I do believe you GENERALISED in your last paragraph about 19 kids, all having different dads and miraculously how this would disappear if a home was bought.
I do not seem to think that everyone should be making the same decisions as me I just presume that this is the way of the world whereby people get a job (taking into account that these jobs are not half as secure as they used to be a few years ago and yes this is a good point), and get a home, then have a family. Obviously though things do change in life and if it were to change through no fault of their own then this is where the council housing system should step in.
Interest rates growing or decreasing is part of being a homeowner and believe me when they hit 14% about 20'ish years ago my brother and his wife found it very very very very hard, but they waited to have their children until they had more financial backing, got rid of their negative equity and bought another place. | |
|
Home
login 
