Sure, in theory you can get credit, but who is going to lease a car to someone with an R9 rating? Who is going to give a credit card to someone with that rating? Bankruptcy is death for your credit. It stays on your history for 7 years. But what is worse, is that after those 7 years, your credit history is blank. And there is only one reason why someone would have a blank credit history at such a point in life - a previous bankruptcy.
Tigger, you need to read up on this subject before you start posting messages as fact. Bankruptcy is a really bad move for most, but for some it is actually in their best interest.
You still have credit, just bad credit. There are plenty of places that thrive on people with bad credit. And while it will stay on your report for 7 years, if a person pays their debts and turns over a new leaf, it really is not the deal killer you think it is after a few years.
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