| | Money Investing Suggestions WantedPage 1 of 5 (1, 2, 3, 4, 5) | | I’m looking to invest savings for next five-to-ten years. I’m not wanting to be too risky; just hoping to gain 5% a year. Share ideas or specific tips for a conservative investment that can make 5% growth per year without too much risk. Thank you. | |
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Bezoa
| | Joined: 7/2/2012
Msg: 2 | |
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| Money Investing Suggestions Wanted
Posted: 7/20/2012 11:20:18 PM | you cant get much safer than cd's at your local bank,,,,,,,,the return isnt as high...but its safe
walmart stocks also seem pretty safe
but to be honest..the way the cost of ammo keeps going up....investing in .223 is as sound as it gets | |
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| Money Investing Suggestions Wanted
Posted: 7/21/2012 7:59:48 AM |
I’m looking to invest savings for next five-to-ten years. I’m not wanting to be too risky; just hoping to gain 5% a year. Share ideas or specific tips for a conservative investment that can make 5% growth per year without too much risk. Thank you. Asking anonymous people how to invest your money on an internet forum is well.. about as smart as asking medical or legal advice here. Might as well as for advice on how to do a self lobotomy at home with power tools and a sharp knife. Less painful long term anyway
OT: I suggest investing in porcupines futures. I hear due to the midwest drought they will be in short supply this fall and the price will skyrocket. You should easily triple your money..
Your Welcome
Cowboy | |
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| Money Investing Suggestions Wanted
Posted: 7/21/2012 8:30:44 AM | you cant get much safer than cd's at your local bank,,,,,,,,the return isnt as high...but its safe
You're right. CD return currently is 1% for five years, but that's below the rate of inflation. Decent muni bonds offer 3%, but want the money locked in 15-20 years.
Mutual funds seem like an investment option that have the potential for conservative growth with minimum risk. Are there any mutual funds that anyone has held recently which have gained around 5% annual growth? | |
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| Money Investing Suggestions Wanted
Posted: 7/21/2012 9:39:09 AM | well, lets see ,the euro is falling apart, property is not safe, asia has gone stale,the great american banks are up to their old tricks, and the federal regulators are getting everyone ready for the next bail out
(in the last few weeks, all the big banks and investment companies, are letting people know that they need capitol,and that they have yet again lost a huge amount on ,bad investments)
ummm
do you have a matress | |
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| Money Investing Suggestions Wanted
Posted: 7/21/2012 9:43:57 AM |
well, lets see ,the euro is falling apart, property is not safe, asia has gone stale,the great american banks are up to their old tricks, and the federal regulators are getting everyone ready for the next bail out
(in the last few weeks, all the big banks and investment companies, are letting people know that they need capitol,and that they have yet again lost a huge amount on ,bad investments)
ummm
do you have a matress The only safe thing to put in the mattress is gold.
Cowboy | |
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| Money Investing Suggestions Wanted
Posted: 7/21/2012 9:59:31 AM | online banks like ALLY and ING could give you a bit more than most places for straight secure interest.
Mutual funds just seem to go up and down and get nowhere. Gold has already gone up and appears to be stalled. Maybe silver? | |
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| Money Investing Suggestions Wanted
Posted: 7/21/2012 10:03:46 AM |
Gold has already gone up and appears to be stalled. Maybe silver? He wants a 5 to 10 year investment.
If the banks start failing and the economy craps out any farther gold would be safer. Silver might make better money short term.
Cowboy | |
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| Money Investing Suggestions Wanted
Posted: 7/26/2012 8:56:02 PM | I think this is a great idea for a posting ! I believe that becoming an investor is a sure sign that you're finally thinking fully as an adult. This was true for me, anyway. I tried getting a post like this going myself. To answer your question; some people aren't comfortable investing in individual stocks, so they'll just invest in the S & P or the Nasdaq as a whole. There might be a way to invest in the over all Small Cap market which might provide for you a better return over time.
In reading many of the post by others on here, it seems that many don't have a great deal of faith in the markets. Given many of the shananagans going on in the markets lately, it's understandable.
I do like investing in individual stocks myself. Back in late June I posted a suggestion on (CUI) and (SAPX) from then to now they were up 140%. Investing is a risk, but the riskier the greater the potential reward. The latest two stocks that have really captured my attention are (CUI) and (GV). I'd love to get some other thoughts on these from some other investors who might see this post. | |
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| Money Investing Suggestions Wanted
Posted: 7/26/2012 10:37:27 PM | | The best investment advice I can give you, is to not take investment advice from random people on the internet. | |
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| Money Investing Suggestions Wanted
Posted: 7/27/2012 4:15:57 AM | | This is a very cool post with a very cool premise. Self determination. Individual stocks scare me , as my track record is not very good. However, the current economy gives several opportunities. Buying foreclosures seems to yield the highest return. Houses in this area can be flipped for about 20% mark up. Good profit if you can avoid the tax man. Rentals have become , sometimes, more profitable than flipping. Once again, tax avoidance , proper use of write offs can yield a decent income. On the flip side , every time a home is sold, three jobs are created. Just think, land speculation has inspired more new jobs than the current administration. | |
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| Money Investing Suggestions Wanted
Posted: 7/27/2012 4:40:06 AM | I've just done a search for 'investment strategies' on Google here in the UK and had >63,000,000 results.
That should tell you how many people there that want to give you 'advice' 
I actually think that asking strangers/friends/family/neighbors for advice and tapping into their experience of success or failure is a pretty good way to go for a little extra knowledge before taking the plunge.
Seriously though, do think long and hard, get a great deal of advice from people 'in the know' and do plenty of research before making a decision . | |
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| Money Investing Suggestions Wanted
Posted: 7/27/2012 9:37:30 AM | | Bank CDs are a way to safely lose money over the long term, as they never keep up with inflation unless you are using a laddering strategy and they make up only a relatively small percentage of your total portfolio. | |
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| Money Investing Suggestions Wanted
Posted: 7/27/2012 11:20:43 AM | This is absolutely correct : " The best investment advice I can give you, is to not take investment advice from random people on the internet. "
I would do a self check to do due diligence (d.d.) on my own about a particular issue. I use www.finviz.com to do my checks on stocks that I like. But also someone could give you great advice on the internet about a stock but if you misinterpret the play, you may end up buying or selling at the wrong time and end up losing. For example; I might say to you that I have my eye on (PEIX) stock. There is a lot of promise in purchasing these shares, but not currently at these prices. I believe that these shares are falling and will at sometime in the future the share price will get much lower, but not today. So, while I might have these shares on my watch list, it isn't a signal that these should be bought now. Perhaps, shorted; but not even this is a recommendation. Be quick to do your own research and slow to take action.
I myself would wecome the opinions of others who are value investors. Not that I would buy on the recommendations of others, but I certainly would do my own d.d., to check out on my own about the stocks that they like.
Per your earlier question, Check out the Russell Small Cap Index ! | |
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| Money Investing Suggestions Wanted
Posted: 7/27/2012 1:06:30 PM | Check Out this portion of a full article written by Gutone !
Why does insider buying matter for small companies? It matters because small companies often have no analysts following them. This means choosing the right micro-cap (market cap < $300 million) can be very profitable. In fact, the Russell 2000 index has outperformed the S&P 500 significantly over the past ten years, with the Russell 2000 index returning 66% vs. 25% for the S&P 500.
Choosing the right small companies to invest in can be daunting, so where should you start? Insiders, especially executives and directors of small companies tend to know their company very well. Tracking their stock purchase activities is a very good point to start for lucrative returns.
"If you hate individually investing in stocks, Think About buying the Russell 2000 Index. Ten Years was your time horizon wasn't it ?" | |
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| Money Investing Suggestions Wanted
Posted: 7/28/2012 8:54:38 AM | Why I wanted to post on this thread ? What I'm most interested in is testing the quality of my screening process and the quality of my screens. For Example these are some of the stocks that I think are worthy of additional research. Please anyone, tell me if you agree.
My Picks Are: (EGHT); (GORO); (TPL); (VRTS); (CEMI); (NSU); (FHCO); (PSE); (QCOR); (STMP); (ASPS); (CJES); (BIDU); (ACUR); (VRNM); (FRAN); (FLL).
Most of these have little to no Debt, Strong R.O.A. 15 or above and quarter to quarter breakouts to the good and not too bad R.S.I.. Please, if you think there is a problem with these, let me know. | |
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| Money Investing Suggestions Wanted
Posted: 7/31/2012 2:13:16 AM | Just done a quick check on these companies and they do seem to be on sound footings.
The one thing I did notice that they all had in common is that their value has increased significantly in the past year which tells me that they are attractive to a lot of investors for the same reasons.
This been the case I'd be very weary of jumping on the band wagon without significant research on each company.
The mining/pharmaceutical companies I wouldn't have a problem with but the financials are a definite 'wait and see' IMO. | |
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| Money Investing Suggestions Wanted
Posted: 7/31/2012 3:14:11 AM |
lol who can afford gold!!!
better question - can you afford not to?
the US fiat money system is backed by nothing but t-bills which itself is just more debt. it's going to give out eventually so gold is your best option to hold the value of your wealth. as the dollar depreciates due to economic failure & lack of interest due to the debt, a dollar's worth is going to decline rapidly where as gold will take off. not that it's instantly worth more, just that the dollar is a worthless piece of paper against it. still, have money hidden somewhere for you have access to. mostly small bills as money will still be used for the time being until the gold standard takes back over again.
there's other options besides gold. you're best potential for return on money invested is silver if you're patient or other precious metals like platinum & palladium. or invest in property to grow your own food including seeds, equipment, fertilizer & other supplies that will last 2-5 years. i've heard Peter Schiff mention he'd rather own the energy companies supplying power to the business (like a mine) than own the business instead. | |
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| Money Investing Suggestions Wanted
Posted: 7/31/2012 4:25:24 AM |
i've heard Peter Schiff mention he'd rather own the energy companies supplying power to the business (like a mine) than own the business instead.
By that analysis you might as well own the raw material manufacturing companies power producers rely upon, coal, natural gas, petroleum, nuclear fuels etc etc......mining, drilling, fuel processing/transporting companies 
If we're talking about a WTSHTF scenario then the best 'currency' you could ever hold is of course food and lots of it.
If this is to be the case the best investment the OP could make is to build a large, secure storage facility on their property and stuff it full of long life foodstuffs.....oh, and don't forget some sort of water filtration/retention system. | |
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| Money Investing Suggestions Wanted
Posted: 7/31/2012 5:47:35 AM | | Call a stock broker, that's what they do. DO NOT go to e-trade or any of those lame ass "do it yourself" sites | |
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| Money Investing Suggestions Wanted
Posted: 7/31/2012 7:08:25 AM | | I've had more returns and more fun in the last year buying art. When the economy sucks people tend to dump their treasures at a fraction of their value. And still there is always a market for valuable stuff. If you want a hands on hobby and are interested in something...cars, antiques, art, etc, then this is by far the most interesting and potentially lucrative thing you could do. And your risk is that you can't resell something and you're stuck with a beautiful thing. Oh well. Be aware of auction prices for stuff and then go searching. Kijiji et al is a good place to start. | |
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