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 TooShadows
Joined: 9/26/2008
Msg: 51
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What frugal things do you do to save money? Page 2 of 6    (1, 2, 3, 4, 5, 6)
If you use paper towels for wiping up spills in the kitchen,try buying the blue shop towels you see in the automotive sections. They are a little more money but you can wring out the sheets and let them dry,or for that matter you can throw them in the wash and they'll come out clean. I've only used 3 rolls in the last six months,where I used to use a roll of paper towels a week.
 Got Trance
Joined: 5/23/2007
Msg: 53
What frugal things do you do to save money?
Posted: 6/10/2009 10:10:53 AM

(sorry, I just can't take this topic seriously--I do believe being frugal is important, but it is also boring)

Then why do you post here. Are you just trolling?
How can you not take saving money seriously? You must be really rich and just throw money away on frivolous stuff or you spend other peoples money and could care less how much you spend.

Larry
 ImAHotMess
Joined: 7/11/2008
Msg: 54
What frugal things do you do to save money?
Posted: 6/10/2009 2:04:12 PM
I cook all of my own food. I find places to get it where it is cheaper and fresher. I live in Florida on the beach and we have a lot of produce stands where I can get things I live on for about 1/3 rd of what the grocery stores charge. I simply have just learned to buy what I NEED not necessarily what I want. Buying in bulk is probably the best way to do things. Meats can be frozen if wrapped correctly, and other supplies can be stored when you make the room. I also am "one" person, so I do pretty well. For people with families, I do not know how they do it sometimes. All I have to feed is my dog and horse. But I still cut costs down a lot.
 c_deacon
Joined: 3/13/2005
Msg: 55
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What frugal things do you do to save money?
Posted: 6/11/2009 10:50:58 AM
I have learned from long ago to buy what you need, and not just what you want, and if you can not pay for it NOW, you do not get it until you can...........

Other than a house and/or car, which are very large ticket items, most of us could learn a valuable lesson, if we would only buy what we can pay for at the end of the month, and put the rest into investments that will pay for those things wanted at a later date.

I also grew up near the beach in Florida, and learned to enjoy fruits and veggies picked from the backyard tree or garden, or bought from farmers selling all over the place.

To many use convenience to rule their life, and will buy now and pay later for that privilege, and this can and does create many more problems long term, than the short term satisfaction derived from that convenience.

Just my opinion........
 Got Trance
Joined: 5/23/2007
Msg: 56
What frugal things do you do to save money?
Posted: 6/14/2009 5:52:23 PM
Just posted this on another thread, thought I would post it here also in case that thread gets deleted.

Two ways to save energy.

Go here..... http://www.sherwin-williams.com/pro/green/thermal_comfort/

When applied to uncoated attic roof decking or to previously painted commercial decking, the microscopic metal particles in E-Barrier Reflective Coating help maximize energy efficiency. (Energy savings will vary depending on building materials, home location and conditions.)


As for me I had Tech shield installed on my last two houses.
http://www.lpcorp.com/radiantbarrier/radiantbarrier.aspx
LP Techshield blocks up to 97% of the radiant heat in the panel from entering your attic, which keeps your home cooler. This means less work for your air conditioner.

Stu
 Feasterner
Joined: 12/13/2009
Msg: 59
What frugal things do you do to save money?
Posted: 1/13/2010 11:37:51 AM
This is a good topic. At least everyone learn how to save money from others. Those threads about arguing who pays or pay too much for dating are so low class. BTW, eat right and don't eat too much, which'll save money and keep being healthy.
 Feasterner
Joined: 12/13/2009
Msg: 62
What frugal things do you do to save money?
Posted: 1/13/2010 12:29:30 PM
For young people, now it might be a good time to buy your own place. There are many guys here who have no house or still pay a morgtage even if they are over 60.
 Feasterner
Joined: 12/13/2009
Msg: 66
What frugal things do you do to save money?
Posted: 1/14/2010 6:26:36 AM

I'm always having more and more put into my savings.

Good for you, and good girls should like you. There aren't many old Western guys who are like you although they tell to be old-fashioned but only know how to overspend...
 Feasterner
Joined: 12/13/2009
Msg: 68
What frugal things do you do to save money?
Posted: 1/15/2010 11:08:04 AM
I do save water used to take a shower, which isn't necessary for saving money but saving water only! I use the shower water to water trees in my yard. These trees are growing up faster than my neighbors' because I water them every day.
However, saving shower water to water trees does save money, including to save a few $s from city service, to save a few $s watering trees, and to exercise every day through watering trees... grinning!

I was born and raised in Missouri

You have learned from your life to shape you in living a better life. There are some people who never learn to be better.
 Gwendolyn2010
Joined: 1/22/2006
Msg: 69
What frugal things do you do to save money?
Posted: 1/15/2010 7:54:54 PM

However, saving shower water to water trees does save money, including to save a few $s from city service, to save a few $s watering trees,


I live in Missouri and I have a well--all it costs to water my trees (except trees don't need watering unless they are small) is a few cents to run the pump.

I buy my clothes and shoes on sale. If one is patient, she/he can get 75%-90% markdowns.

All the furniture in my house came from thrift stores or my sister gave them to me. I learned to refinish furniture last summer.

Turn the thermostat down. It doesn't need to be over 50 degrees at night when you are sleeping.

People spend too much on things they don't need. I live better on my wages than people who make twice as much as I do. It's hard to do if you have kids at home, though.
 Feasterner
Joined: 12/13/2009
Msg: 70
What frugal things do you do to save money?
Posted: 1/15/2010 8:27:20 PM

I live in Missouri and I have a well--all it costs to water my trees

I have a well in my Chinese yard used to water trees if necessary and feed animals, but I don't have one in my American desert yard. My American trees always need water so I water them by using my shower water...LOL!

I enjoy cooking so never eat out except to go out with my friends. Eating at home also helps saving gas for driving! No, I'm not a cheapskate. I enjoy supporting people who have a need. I am proud of myself to be frugal, grinning!!!
 mr. bass
Joined: 8/6/2008
Msg: 71
What frugal things do you do to save money?
Posted: 1/15/2010 8:41:34 PM
The biggest bill is heating in winter. Use wood to heat. inital investment wood burner and pipes and install. unless u do it. i bought new and was $1000 used u can go much cheaper on wood burner. black pipe is cheap. insulated pipes and thru ceiling conn. are a bit more. chain saw new 18" stihl $400. per year 4-5 chains $30 each, gas-oil chain saw?? say12gals. $30 / oil $12 gas truck varies on distance. and $500 for small wood splitter. wood; free find after storms in yards ask home owners, pallet co. scraps for free, friends, your town or county gov., etc. my intial investment paid for itself in first year. now my cost is to heat my house for season is around $300 and avg. gas bill is $27 dollars plus a little labor. i say oh
 L_LuuLuu
Joined: 8/2/2009
Msg: 73
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What frugal things do you do to save money?
Posted: 1/16/2010 8:31:45 AM
I’ve always been careful with my money -- good economic times or bad. I find that I can save money in a lot of ways without having to suffer or do without.

JUST AS OTHER POSTERS HAVE SAID:

I've always driven a small fuel-efficient car, and bought a brand of car that would last a long time.

I've always kept my thermostat under control, as it is not only a good way to save $$$, but actually better for one's health and strength. Just turn off the lights when I'm not using them -- I won't miss light in a room I'm not in. Keep the water heater on SAVE -- and I'll still have hot water, so I won't miss energy I'm not using.

Like other ladies have mentioned, I do my own manicures, pedicures, facials, hair color. I not only save $$$, on the treatments but save time and gas in not having to go to appointments.

I have my gym in my home. A cheap cardio machine and a few dumb bells cost less than a gym membership. Also. I don't have the hassle of having to drive to a gym and put up with issues of sharing gym equipment with the not so courteous. Plus I can watch movies during long boring cardio sessions.

I have a lot of simple recipes for quick healthy meals -- no processed or fast foods most of the time. Not only cheaper, but healthier.

I shop E-Bay and other net sites for great deals on really nice things I want. I get really nice quality clothes and accessories cheap, so I can dress well but not pay the price.

I stay away from malls and do NOT do any "Recreational shopping".


MY FRIENDS AND I HAVE FORMED A " STICK TOGTHER CLUB"

We do each other favors based on what each of us can contribute to the mix. I have a lot of business skills, and can do writing and typing for some. Others do small home repairs for me.

We buy some things in bulk as a group. I have good credit, so if we buy on line, I can use my card, and others just pay me back their share of the purchases in cash.

We do not "barter" -- that is, we don't measure the value of one favor against another. We just all chip in and help when we can. But we do network and keep a list of who can do what for other members.
 Dave of Indiana
Joined: 3/18/2009
Msg: 74
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What frugal things do you do to save money?
Posted: 1/17/2010 11:41:37 AM
The wife asked for the divorce at the same time I was layed off from work. . Since all finances were temporarily frozen I had no credit card. Had to live off of unemployment insurance.

Now that I have a job and my own apartment my budget lives within my income. I have a savings account and the checking account has a debit card.

No money: no spending. I have to think and plan ahead. What a novel idea.

However, I no longer am giving lots of money (interest) to credit card companies by spending more than I make, making fat executives and stock holders even fatter.

No more credit cards. For me at least!!!
 Casper66
Joined: 3/2/2007
Msg: 76
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What frugal things do you do to save money?
Posted: 1/17/2010 3:05:06 PM
I stopped using my debit card for everything, was finding I was spending too much, now I take out a certain amount of money for the week and have noticed a big difference in my bank account. I also collect my change in a jar, before Christmas I rolled up almost $150.00 which paid for my train ticket. As a single person it is hard to buy in bulk, but I do go to the bulk barn here, can find everything including expensive spices and get only what I need for less. I also look for sales on meat and other items and then freeze them, lasts for months and I never buy the prepackaged/frozen dinners, just too expensive and no nutrition. Lastly I looked at my accounts, got rid of the high interest credit card for a better rate with another brand, bundled my services into one plan that costs less with one fee charge, changed my savings account to another bank with better interest rates.
 shoulderlegs
Joined: 4/14/2005
Msg: 77
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What frugal things do you do to save money?
Posted: 1/17/2010 3:24:19 PM
"I've been buying lottery and raffle tickets for pennies on the dollar by waiting until after the drawings are held."


I LOVE IT!!!!!!!!!
Best idea yet!
 Brizo
Joined: 2/19/2006
Msg: 79
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What frugal things do you do to save money?
Posted: 1/17/2010 7:41:55 PM
Negotiatied with my garbage collection and only pay half the rate for every other week.

I unplugged any vampire power, so the refrigerator, alarm clock and one lamp is all that's plugged in. I plug the microwave, computer, television, stereo and any lights in when I need to use them. I also switched to CFL's. I didn't think it would save much money....$25 a month, over a years time that's quite a bit! And it was painless.

I do almost all my shopping at thrift stores and secondhand stores, Ebay and craigslist and discount grocery stores. I never shop at convenience stores. I always buy generic (except bread and window cleaner-there are no worthy substitutes)

I drive a Focus. I have to drive 8 miles back and forth every day, so it saves on gas. I also do errands and visiting while I'm in town. Once home, I'm home.

I lost my land line and have basic cell on the same carrier as my daughters. This saves on minutes so I can get the less expensive plan.

I don't have cable, and use netflix and redbox for movie rentals.

I turn the heat down to 50 when I sleep, and when I leave the house in the morning. I run my house at about 62 when I'm awake and I'm used to it. If I feel cold I use a space heater and layer up. In the summer, I turn the air to 80 when I leave for work. I run a fan at night in the summer to keep myself cool while I'm sleeping.

I shopped around and found less expensive auto and home insurance, the same coverage for less.

I babysit my granddaughter on Wednesdays and Sundays, and my daughter (who is a waitress) brings me leftoever food from their Sunday buffet in payment. I use this to pack my lunch for work. It doesn't cost her anything and it helps me a lot.

Stopped mowing the other half of my property which is about an acre. It costs too much in gasoline and wear and tear on my mower.

I keep a ziplock full of fast food napkins and silverware for picnics, camping etc...I wash and re-use ziplocks.

I use the library a lot, or buy books from goodwill for $1.50 or used bookstores. My dad, sister, neice and daughters all read, so we swap books.

Next on the list is negotiating for cheaper internet (five times faster and $10 cheaper). I'm also thinking about a toaster oven.
 Kayara
Joined: 12/18/2009
Msg: 80
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What frugal things do you do to save money?
Posted: 1/18/2010 7:49:16 AM
I clip coupons like a champ!! Used to think it was an 'old-lady' sort of thing to do and I was always embarased to use them at the check out but now I bare no shame whipping out a stack of coupons at the grocery store, especially since it saves me 20-50$ a week!
 Vannili
Joined: 7/8/2008
Msg: 83
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What frugal things do you do to save money?
Posted: 1/20/2010 8:53:48 PM
Funcuz : You are killin me !!!!
 EvilLolli
Joined: 12/7/2008
Msg: 84
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What frugal things do you do to save money?
Posted: 1/20/2010 9:55:31 PM
I do some of the stuff others have mentioned, so no need to repeat those.

If you have pets, check with local shelters for spay/neuter coupons. They really can save a bundle with good vets. I got my cat spayed for $45 and the other neutered for $25(over $300 at a vets office). Many local shelters also over vaccine days with discounted prices for shots.

Check the web for local home improvement/energy efficiency programs. Many areas offer rebates/cut price deals for certain types of home imporvements. Some even give freebies(free spiral lightbulbs, chaulking, etc.).

Go grocery shopping EARLY. My one local grocery store has cut rate prices on prime cuts of meat EARLY on sundays. Yes it needs to be sold/used in 2 days. I bought a months worth of prime cut steak for under $20. God bless freezers.

Find ways to make common ingredients STRETCH. For example, instead of buying spaghetti sauce, buy tomato sauce. You can make spaghetti sauce, season taco meat, make salsa, or tomato broth with a can. You can also use left overs to make new meals .

Make friends with service people that have skills you aren't capable of. One you gain a friend, and two they can key you into bargains, upcoming sales, or teach you how to do it yourself. This works for farmers markets or butchers too.

Ask your doctor for samples of the prescription they issue you. I found out from a nurse I know that many medical facilities have TONS of samples given to them for FREE by the pharmecutical companies. And these establishments throw them out when they expire. Even with health insurance it helps. I learned this when I had no health insurance and was prescribed a $12 a pill medication. It was a precription that would have cost me $240 in the pharmacy-free from their "sample" closet.

Learn to sew and dye. I have refit or re-dyed clothes to get more wear out of them. I wear a ton of black but it fades. If I buy a bottle of $6 dye, I can re-dye most of my black items. That save a ton in clothes costs and keeps them looking new. Or I will re-tailor an item to fit a current figure or trend.

For the ladies, learn to make your own jewelry. You can use old, broken items and have a new look for cheap. Or talk to a local jeweler about redoing your better peices into something modern.

For other medical issues check with your local colleges. Many have a dental hygiene/dentist school where you can get discounted cleanings, fillings. Also discounted psychiatric counseling, vet services, and dermatology.

Same thing for vocational schools. Car repairs/oil changes, haircuts, etc. Also apprentices for some unions(they are supervised) for other household repairs.

Be smart about it, if you have a bad feeling about the person/place giving the discounted service-don't do it. Just because something costs les sup front doesn't mean it's worth it. But for some of the basics you can't do yourself, why not look into it?
 EvilLolli
Joined: 12/7/2008
Msg: 86
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What frugal things do you do to save money?
Posted: 1/21/2010 10:36:36 PM
^^ and some think I am crazy when I suggest it. But really, why do you think those pharmecutical companies can offer to help you with your prescriptions? Anymore I always ask if I can have samples of a prescribed med. The worst they do is say no. And it doesn't cost anything to ask. $10 a script is still $10. That is food, rent, etc.

Oh, and the other tip that is a double duty. If you live in a state that pays for you to recycle(bottles and cans). Walk you neighborhood on recycle/garbage day. In NYS (&many other states) you get .05 a bottle or can for drink beverages. It is amazing how many throw that away. Also look for recycling bonus days(2 for 1 or extra $$ for returns), or extra money for crushing days. Its worth storing some things for a few days. I waited for bottle/can recycling bonus day, and walked away with $20 for my months worth of bottles and cans. Bless the wasteful/lazy co-workers. LOL
 FL CO
Joined: 12/23/2008
Msg: 87
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What frugal things do you do to save money?
Posted: 1/22/2010 8:09:45 AM

- Instead of A/C in the summer, open the windows and stay in the basement. If we do turn on the A/c, keep the temperature around 25 - 26 d C (not cool, but still cooler than outside!)

--Don't necessarily buy the cheapest (they don't last as long and need to be replaced more often). Buy the best you can afford

-- Buy generic brands instead of name brands


In some states having A/C is a must if you want to have any hope of comfort. No A/C may work in Canada, but in FL it doesn't

The other two statesments I quoted contradict each other.
 CryManelli
Joined: 10/13/2009
Msg: 88
What frugal things do you do to save money?
Posted: 1/22/2010 11:14:11 AM
You can get free internet if you have wi-fi and a neighbor who will let you use their connection (by giving you their password). Or you can offer your neighbor 5 bucks a month or do something in exchange for them...
 TooShadows
Joined: 9/26/2008
Msg: 92
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What frugal things do you do to save money?
Posted: 1/27/2010 6:37:12 PM
I discovered today that some of the points accumulated for getting gas at certain gas stations can be used for some groceries. I traded in 16000 points for 2 gallons of milk. Now I'm checking the points value on some of my other cards.
 mrcs84
Joined: 12/9/2008
Msg: 93
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What frugal things do you do to save money?
Posted: 1/27/2010 9:38:39 PM
Drink Water instead instead of Juice/Soda/Milk/Tea/whatever.

Put on more clothing instead of turning on the heat.

Packing a lunch for work.
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