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Show ALL Forums  > Relationships  > I would do anything for love.... but I won't do that!      Home login  
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 cassie2425
Joined: 3/4/2016
Msg: 93
I would do anything for love.... but I won't do that!Page 5 of 5    (1, 2, 3, 4, 5)
In Canada or the US a joint checking (chequing) account is your bank accout...where you put in money and withdraw money or write cheques on it. You can't run up debt on a joint bank account here. So, you can't run up debt, you can't take out more money than what you put in there in the first place. A credit card is a whole different thing.

So I guess there are a couple of things to take from this is - don't take financial advice from those on a dating site and make sure you clarify what country you're talking about as this is a world wide site.
 cassie2425
Joined: 3/4/2016
Msg: 94
I would do anything for love.... but I won't do that!
Posted: 3/31/2016 7:23:56 AM
You asked a question you twit. In your post I was responding to you said "I don't know what you mean a checking account."

So I explained what a checking account is in the U s and Canada. You're welcome, and I accept your apology for be rude, again. I just answered your question?

BTW, are you on here 24/7? Don't have a job?
 Ouija2025
Joined: 6/11/2014
Msg: 95
I would do anything for love.... but I won't do that!
Posted: 3/31/2016 7:26:54 AM
er, speaking of rude
Chequing.. idk, I thought you can use it to get a LOC
 dragonbytes
Joined: 9/15/2015
Msg: 96
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I would do anything for love.... but I won't do that!
Posted: 3/31/2016 8:18:03 AM

And in any country how is it quite safe if all your money went into a joint account and the other cleared it out and left you without a penny to pay for food or bills huh?

Yeah I'll take her advice _:)


Are you still in the 18 year relationship with your soul mate? It sure doesn't sound like it.

I wouldn't keep all my money in a checking account, just enough to pay a few months bills. Sure, it would be problem if someone that was legally able to drained all the money out did that, but that's not the point. Credit cards or a saving account can pay the bills in the short term, so it wouldn't really be a problem outside of losing the money.

Though I would only have a joint account with someone I trusted implicitly and was married to. And I would never get married unless I trusted them implicitly.

The point is, you can't run up actual debt that way.

Maybe bounce a check at most, which really isn't debt and I doubt anyone will take a rubber check for a large amount in this day and age. Everyone authenticates with the bank to see if the check will clear, they don't just take a check and let go away with a large purchase.

However, when I we talked about getting married, I did give my GF a credit card in her name and made her an authorized user on my credit card while she lived in Thailand and I was in Chicago. So I would have been liable for anything she wanted to charge, up to the limit of the card. But I am a pretty good judge of character, so I trusted her not to do anything foolish. The limit on that card was $6,000, she never used it, but that was the limit of my liability if I were wrong. I suppose that's cheaper than getting married to the wrong sort of woman.

I didn't ask the forum for advice about that.
 LetitiaLeGrande
Joined: 3/22/2015
Msg: 97
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I would do anything for love.... but I won't do that!
Posted: 3/31/2016 4:14:27 PM
A joint account here with two cardholders, in Australia works the same way and I would only ever have it for household expenses etc. A woman always needs her own account that cant be accessed by the partner in my view. Relationships can change and having our own money I feel is essential.
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